Financial Planning
PERSONAL, BUSINESS & RETIREMENT
Customized Plans &
Advice To Meet Your Goals
Traditionally our industry views wealth management as seeking to maximize the rate of returns for a client given that client’s risk tolerance. While we at CH Financial accept that this goal is an important one, we also find that this is only one piece in the overall financial puzzle.
CH Financial Guides You Through
The Process Of Putting This Puzzle Together
No less important is understanding what our clients want to do with their wealth. Is it paying for a child’s education, financing a large purchase like a home or a vehicle, taking a major vacation, paying for one’s retirement, or some combination of all of the above? What about the transfer of wealth between generations, or a desire to give back to the community through charitable giving? Moreover, how will tax considerations factor into the plan, and is there a need to mitigate risk through the use of insurance? Finally, how will these goals change over time, and how will we know if they have been achieved?
No less important is understanding what our clients want to do with their wealth. Is it paying for a child’s education, financing a large purchase like a home or a vehicle, taking a major vacation, paying for one’s retirement, or some combination of all of the above? What about the transfer of wealth between generations, or a desire to give back to the community through charitable giving? Moreover, how will tax considerations factor into the plan, and is there a need to mitigate risk through the use of insurance? Finally, how will these goals change over time, and how will we know if they have been achieved?
Advice For All Types Of Plans From Managing
Your Wealth To Your Retirement Income
One of the most important steps you can take in life is to create a robust, comprehensive financial plan. Our focus is to create a customized financial plan for each client. No two clients are the same, so the level of detail will vary, but in the end, both the client and our financial advisors will need to build and understand an overarching plan together that will help them achieve their goals. Only then can we create a wealth management strategy that will work in the best interest of our clients.
CH Financial uses a holistic approach to wealth management centred on a solid financial plan, and paired with risk management not only seeking to maximize returns but also to mitigate risks through insurance strategies and long term financial health and well being of each of our clients and their families.
Start the conversation
ARE WE A GOOD FIT?
Like you, we’re selective about the long-term relationships in which we engage.
We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce”.
If this describes you, let’s set up a meeting and
get to know each other.