Through the decades, there have been major market declines caused by singular events. In recent decades we’ve witnessed the dot-com bubble burst, sub-prime mortgage crisis and most recently the Covid-19 pandemic. During these times, one of the most common sentiments is “how does this affect my retirement?” Whether you are near retirement, in retirement, or simply starting your career, this can be a very daunting question. So how do we protect your retirement savings and wealth?
Our conviction is that creating a stable and sustainable income flow for retirement is the best protection of your retirement savings. We build portfolios for our clients using a multi-asset approach to diversify and control volatility. Our partners at Mackenzie Investments recently did a piece on How the Sequence of Returns can Impact your Retirement Savings. Illustrated are different scenarios and how they can positively and negatively affect your retirement savings. These scenarios highlight why sustainable and stable income flows serve as the best protection of your wealth.