diversify

Diversify Your Investments

Diversify Your Investments

When thinking about investment diversification, one of the most important things to keep in mind is risk mitigation. It’s true that diversifying protects your investments from the downside but it is also used to increase the likelihood of participating on the upside.

So how do portfolio managers of equity mutual funds use diversification? One tool is sector diversification. A good example of this can been seen by looking at any equity or balanced fund within your CH portfolio. All of these managers invest in multiple industry sectors.

How your advisor at CH Financial hedges risk in your portfolio is through asset class diversification, for example equities, fixed income, commodities, options and real estate. We use many different asset classes in our portfolio construction based on the client’s risk aversion, asset class exposure, financial lifecycle, etc. The piece we are sharing today is from our partners IA Clarington and it briefly touches on these two ways your portfolio managers and your advisors are employing diversification for your investments.

Kindest regards,

Devin Gorgchuck, Wealth Advisor
& Your CH Financial Team

403-237-6570
hi@chfinancial.ca

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wealth management
Tax planning
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Are we a good fit?

We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce.”If this describes you, let’s set up a meeting andget to know each other.

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With CH Financial since 1993

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When I became a client of CHF it was a real game-changer as I was going through a very difficult time both professionally and personally.

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Being in the investment industry my whole career and an extremely busy professional, I know I could probably do a good job at managing my money as I work in the industry after all while I rely on and trust the CH Financial team that they will take care of the details, both growing my assets as well as taking care of every aspect of my financial situation, including my tax, investments and insurance, they simply take away the stress of having to worry about it all and help me to navigate the complexities for me so it all meshes together and importantly saves me valuable time and headaches.

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Prior to joining CH Financial as a client, I had been partially managing our investments and using a bank-owned broker for many years, with moderate success. When we became clients of CHF, I quickly realized how little I knew about the complexities of managing investments and the importance of seeking out the best specialists in the industry to assist with my family’s full financial picture.

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freeing up valuable time is essential to allow us to do the things we love to do. The team at CHF takes care of the details and today my wife and I enjoy a comfortable, stress-free financial situation.

Over the years as a client of CHF, both our portfolio and wealth has grown exponentially, more than we could have ever imagined. Now that we are both happily retired, having the CHF team in our corner helps us to sleep better at night knowing that our somewhat complex financial puzzle is being looked after by a team of people that really care, as opposed to being treated like a number by a big bank.

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Comfortably retired thanks to CH Financial