Building Better Portfolios

Building Better Portfolios

Building Better Portfolios

In recent weeks, we’ve released some articles relating to asset allocation and the implications of the current economic and global uncertainty on that aspect of portfolio construction. Portfolio managers must often adapt to economic conditions and company valuations. One of our leading examples of this can be found in the Mackenzie Strategic Income Fund. What makes this fund unique compared to other similar income funds is the reduced restrictions on shifting asset allocation. The freedom to allocate as much as 30-70% in equities or fixed income means this fund often outperforms the other income funds. Below is a comparison between the Mac Strategic Income Fund and two other Monthly Income portfolios along with the rates of return achieved by each:

  • Monthly Income Balanced: 40-60% equity, 35-60% fixed income; Best = 5.7%, Worst = -4.3%
  • Monthly Income Conservative: 10-40% equity, 55-90% fixed income; Best = 4.7%, Worst = -2.5%
  • Strategic Income: 30-70% equity, 30-70% fixed income; 15.1%, Worst = -6.0%

Our partners at Mackenzie have put together a comprehensive commentary outlining how they have set up the Strategic Income fund to make proactive adjustments by the portfolio managers to reach the return desired by investors, and to lower the overall risk.

Kindest regards,

Max Leveillee, Associate
& Your CH Financial Team

403-237-6570
hi@chfinancial.ca

Financial planning
wealth management
Tax planning
Risk management
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We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce.”If this describes you, let’s set up a meeting andget to know each other.

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When I became a client of CHF it was a real game-changer as I was going through a very difficult time both professionally and personally.

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Being in the investment industry my whole career and an extremely busy professional, I know I could probably do a good job at managing my money as I work in the industry after all while I rely on and trust the CH Financial team that they will take care of the details, both growing my assets as well as taking care of every aspect of my financial situation, including my tax, investments and insurance, they simply take away the stress of having to worry about it all and help me to navigate the complexities for me so it all meshes together and importantly saves me valuable time and headaches.

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At the end of the day, the reality is I truly value my time and the opportunity cost of my time and would rather hire the best in the industry so ultimately my wife and I can do the things that we love to do, have more leisure time, relax and enjoy spending time in the great outdoors, exploring new countries, hiking in the mountains and volunteer work.

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Prior to joining CH Financial as a client, I had been partially managing our investments and using a bank-owned broker for many years, with moderate success. When we became clients of CHF, I quickly realized how little I knew about the complexities of managing investments and the importance of seeking out the best specialists in the industry to assist with my family’s full financial picture.

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freeing up valuable time is essential to allow us to do the things we love to do. The team at CHF takes care of the details and today my wife and I enjoy a comfortable, stress-free financial situation.

Over the years as a client of CHF, both our portfolio and wealth has grown exponentially, more than we could have ever imagined. Now that we are both happily retired, having the CHF team in our corner helps us to sleep better at night knowing that our somewhat complex financial puzzle is being looked after by a team of people that really care, as opposed to being treated like a number by a big bank.

I would have no hesitation in recommending the CHF team to others looking for a superior financial home in Calgary and a safe place to invest your hard-earned money.

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Comfortably retired thanks to CH Financial