COMMUNITY

CH Financial cares about community

CH Financial cares about community

What began as a Calgary-based, one-man, fee-for-service financial planning firm 30 years ago has grown into a successful full-service operation of a small team of professionals led by a B.Sc in neuroscience.

Jeremy Clark was born in Sarnia, Ont., where his father was a chemist. He spent his childhood there and in Midland, Mich., then studied for an expected career in the sciences at McGill University.

Realizing after graduation that it wasn’t a life he would enjoy, he moved to Calgary in 1998 and looked for other options.

Good fortune led him to meet Jon Waddell at a networking function later that year and he mentioned that he wanted to learn about business. Next Monday morning he showed up at Waddell & Associates, where Jon said he would find him something to do. Clark says he doesn’t remember getting paid as an intern until sometime the next January, but he enjoyed his experiential learning, took courses at the Canadian Securities Institute, and worked in all areas of the Waddell enterprise.

He became passionate about learning all about personal and corporate tax, financial and estate planning, investment management, and the creation and marketing of private placement investment syndicates, and by 2006 was made a Fellow of the Canadian Securities Institute.

In 2006, president and CEO Clark was able to purchase the firm with his former partner, Jennifer Heatherington, and renamed it Clark Heatherington Financial. Earlier this year he assumed majority ownership with his wife, Elaine Yee-Ni Clark, who is vice-president finance of the now renamed CH Financial.

Today it offers a full fleet of services and has enjoyed exponential growth within the firm, and externally through an expanding network of highly skilled experts in their fields. Clark says he has been selective in hiring experienced and loyal staff committed to long-term relationships such as he has with his clients, many of whom are third-generation in families.

Elaine has more than 20 years in public- and private-sector accounting, formerly a senior tax consultant with Deloitte, audit manager for the University of Calgary, and for a decade worked at Schlumberger in several positions, including treasurer for its Canadian operation and corporate reporting manager.

After graduating from St. Mary’s University, Erica Stewart worked in Halifax and joined CH Financial in 2014 having relocated here from Nova Scotia. Starting in a support role she was soon mentoring others and recently was promoted to the role of a chief operating officer. Chief investment officer is Brian Trafford, who before joining the financial services industry with BMO Nesbitt Burns had a successful career with Canon and Minolta, and built some of the largest mailrooms in Alberta for Neopost.

The newest member of the executive team is Andrew Shorter, educated at King’s College in Auckland, New Zealand, who joined CH Financial this year. He immigrated to Canada with his wife and daughter in 2009 and, after a spell with Sun Life Financial, started his own financial planning firm.

CH Financial has always relied on traditional ways of acquiring new business and had little online presence and no contact through social media. As vice-president of business development, Shorter is using his entrepreneurial skills to spread the word about its growth and its evolutionary path that has afforded the CH Financial team the ability to acquire an expert level understanding of investment management, financial planning, and tax strategy for established independents and families, aspiring professionals and new Canadians.

Like any either good Calgary company, it is committed to this community. Staff is actively involved in a number of non-profit organizations and Clark serves as president of the Calgary Philharmonic Foundation. And despite what he says for him was a tough time at McGill, he is currently co-chair of the advisory board of the university’s faculty of science and chair of FundX Investments National Advisory Council.

David Parker appears regularly in the Herald. Read his columns online at calgaryherald.com/business. He can be reached at 4038304622 or by email at info@davidparker.ca.

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ARE WE A GOOD FIT?

Like you, we’re selective about the long-term relationships in which we engage.

We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce”.

If this describes you, let’s set up a meeting and
get to know each other.

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Are we a good fit?

We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce.”If this describes you, let’s set up a meeting andget to know each other.

Full quote:

I just want to say we have been with your team since 1993, and we have never had any bad advice. The investments you set up for us during this time has paid for university education for our two granddaughters and provided a significant monthly income for us to augment our pensions.

We are with you for the long run and are not going anywhere. Jeremy has told us that at these times the numbers tend to scare you, but you haven’t really lost anything if you don’t panic and sell.

Ken M, Calgary

With CH Financial since 1993

Full quote:

When I became a client of CHF it was a real game-changer as I was going through a very difficult time both professionally and personally.

I went through a divorce and the loss of a job and a parent, all within a 12-month period. While it was very tough to deal with at the time, I was reassured by the fact that the team at CHF had my back and really cared about me and what I was going through.

Looking back now, I’m not sure how I would have managed without the support of the CHF family.

Jeremy and his team were there every step of the way to help me navigate my way through the complexities of a divorce and inheritance. They got me back on track both financially, as well as emotionally.

I have now been a client of CHF for over 10 years and thanks to their expertise, I know that my family will be well taken care of for many years to come. I am now in a position where I don’t need to worry about money thanks to a solid financial plan.

I would highly recommend the CHF team to others going through life-changing and difficult situations as your financial partner.

Linda, Victoria

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As an investment industry professional, I am constantly on the go and maximizing my peak career earning years in my 40s. With travel and work commitments I am very limited for time to spend with family and do the things I love to do and chose CH Financial to allow me more freedom and lifestyle balance.

Being in the investment industry my whole career and an extremely busy professional, I know I could probably do a good job at managing my money as I work in the industry after all while I rely on and trust the CH Financial team that they will take care of the details, both growing my assets as well as taking care of every aspect of my financial situation, including my tax, investments and insurance, they simply take away the stress of having to worry about it all and help me to navigate the complexities for me so it all meshes together and importantly saves me valuable time and headaches.

At the end of the day, the reality is I truly value my time and the opportunity cost of my time and would rather hire the best in the industry so ultimately my wife and I can do the things that we love to do, have more leisure time, relax and enjoy spending time in the great outdoors, exploring new countries, hiking in the mountains and volunteer work.

Since engaging CHF more than 5 years ago we have enjoyed significant growth in our investments but more importantly, we have peace of mind and sleep much better at night knowing the team at CHF has our financial back and anything financial they will take care of for us.

I would have absolutely no hesitation in recommending the team at CHF to other career-focused busy professionals who really value their time and lifestyle balance.

Kevin & Sharron, Calgary

Financial industry professionals

Full quote:

Prior to joining CH Financial as a client, I had been partially managing our investments and using a bank-owned broker for many years, with moderate success. When we became clients of CHF, I quickly realized how little I knew about the complexities of managing investments and the importance of seeking out the best specialists in the industry to assist with my family’s full financial picture.

Brian and the team at CHF encouraged us to take an introspective look at our assets and expenditures and even helped us implement a comprehensive budget. The team really stepped up to take care of all aspects of our financial picture, including portfolio design, CH Financial introduced us to a lawyer who took care of everything for us, estate planning and tax, while helping us simplify our financial affairs.

Being of the sandwich generation my wife and I spend considerable time caring for our surviving parents and our grandkids, so

freeing up valuable time is essential to allow us to do the things we love to do. The team at CHF takes care of the details and today my wife and I enjoy a comfortable, stress-free financial situation.

Over the years as a client of CHF, both our portfolio and wealth has grown exponentially, more than we could have ever imagined. Now that we are both happily retired, having the CHF team in our corner helps us to sleep better at night knowing that our somewhat complex financial puzzle is being looked after by a team of people that really care, as opposed to being treated like a number by a big bank.

I would have no hesitation in recommending the CHF team to others looking for a superior financial home in Calgary and a safe place to invest your hard-earned money.

Ian C, Calgary

Comfortably retired thanks to CH Financial