Financial Planning for Family



Let’s refocus.

As we are navigating our way through our current reality of limited outings, social distancing, cancelled events and uncertainty surrounding our work, education and childcare – we’d like to shift the conversation. Let’s take a moment to talk about humanity. Let’s talk about taking the ‘us’ and ‘me’ out of the equation and focusing on the ‘you’ and ‘society’. At CH we put a lot of emphasis on conceptualizing your entire financial picture and making sure the pieces are working together. We are equally huge proponents of the ever-elusive ‘big picture’. During times of crisis we believe it’s even more critical to internalize this outlook to ensure it permeates everything we do. Here are our tried and true methods of generating positivity and creating a general sense of purpose.

Focus on Others

In periods of turmoil, it can be natural for people to turtle into themselves. It’s a common reaction that can leave them feeling isolated and helpless. If anyone starts to feel this way, you must make an effort to knowingly and overtly do the opposite. Expand your connection with others and focus on the positives. It’s amazing how an outward focus can cause you to worry much less about your own situation and give confidence to the people around you. When times are uncertain, there is no better occasion to strengthen your relationships with those around you. Pick up the phone. Do something nice for a stranger. Reach out to an old colleague. Keep the connections alive – especially during these rare times where limited physical contact is mandatory. It is a near certainty that someone you know is struggling more than you. Let them know you’re there for them. Be there for them.

Focus on Progress

Things may not be easy. My dad always says, ‘What doesn’t kill you only makes you stronger’. For most of us the struggles we are currently facing are finite. There is an end in sight. Your body’s muscles get stronger when working against resistance (my favourite workout – resistance bands!). The same is true for your mind and your character. When you are most challenged is when you have the greatest opportunity to improve as a human being. We don’t get those opportunities often. There’s a lot we can learn about ourselves and society through tumultuous events. Take the opportunity to discover what’s truly important and what really drives you – then turn this into action when the world rights itself (as it always does).

Focus on Gratitude

Gratitude is the holy grail of happiness. Oprah Winfrey said, “Be thankful for what you have; you’ll end up having more. If you concentrate on what you don’t have you will never, ever have enough.”. To that end, our team tossed around a few of the things we’re most grateful for. Maybe you can relate…

Start the conversation


Like you, we’re selective about the long-term relationships in which we engage.

We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce”.

If this describes you, let’s set up a meeting and
get to know each other.

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Are we a good fit?

We’re looking for aspirational clients who require the whole spectrum of financial services because managing the whole is how we’re able to deliver unbeatable value – it’s our “secret sauce.”If this describes you, let’s set up a meeting andget to know each other.

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I just want to say we have been with your team since 1993, and we have never had any bad advice. The investments you set up for us during this time has paid for university education for our two granddaughters and provided a significant monthly income for us to augment our pensions.

We are with you for the long run and are not going anywhere. Jeremy has told us that at these times the numbers tend to scare you, but you haven’t really lost anything if you don’t panic and sell.

Ken M, Calgary

With CH Financial since 1993

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When I became a client of CHF it was a real game-changer as I was going through a very difficult time both professionally and personally.

I went through a divorce and the loss of a job and a parent, all within a 12-month period. While it was very tough to deal with at the time, I was reassured by the fact that the team at CHF had my back and really cared about me and what I was going through.

Looking back now, I’m not sure how I would have managed without the support of the CHF family.

Jeremy and his team were there every step of the way to help me navigate my way through the complexities of a divorce and inheritance. They got me back on track both financially, as well as emotionally.

I have now been a client of CHF for over 10 years and thanks to their expertise, I know that my family will be well taken care of for many years to come. I am now in a position where I don’t need to worry about money thanks to a solid financial plan.

I would highly recommend the CHF team to others going through life-changing and difficult situations as your financial partner.

Linda, Victoria

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As an investment industry professional, I am constantly on the go and maximizing my peak career earning years in my 40s. With travel and work commitments I am very limited for time to spend with family and do the things I love to do and chose CH Financial to allow me more freedom and lifestyle balance.

Being in the investment industry my whole career and an extremely busy professional, I know I could probably do a good job at managing my money as I work in the industry after all while I rely on and trust the CH Financial team that they will take care of the details, both growing my assets as well as taking care of every aspect of my financial situation, including my tax, investments and insurance, they simply take away the stress of having to worry about it all and help me to navigate the complexities for me so it all meshes together and importantly saves me valuable time and headaches.

At the end of the day, the reality is I truly value my time and the opportunity cost of my time and would rather hire the best in the industry so ultimately my wife and I can do the things that we love to do, have more leisure time, relax and enjoy spending time in the great outdoors, exploring new countries, hiking in the mountains and volunteer work.

Since engaging CHF more than 5 years ago we have enjoyed significant growth in our investments but more importantly, we have peace of mind and sleep much better at night knowing the team at CHF has our financial back and anything financial they will take care of for us.

I would have absolutely no hesitation in recommending the team at CHF to other career-focused busy professionals who really value their time and lifestyle balance.

Kevin & Sharron, Calgary

Financial industry professionals

Full quote:

Prior to joining CH Financial as a client, I had been partially managing our investments and using a bank-owned broker for many years, with moderate success. When we became clients of CHF, I quickly realized how little I knew about the complexities of managing investments and the importance of seeking out the best specialists in the industry to assist with my family’s full financial picture.

Brian and the team at CHF encouraged us to take an introspective look at our assets and expenditures and even helped us implement a comprehensive budget. The team really stepped up to take care of all aspects of our financial picture, including portfolio design, CH Financial introduced us to a lawyer who took care of everything for us, estate planning and tax, while helping us simplify our financial affairs.

Being of the sandwich generation my wife and I spend considerable time caring for our surviving parents and our grandkids, so

freeing up valuable time is essential to allow us to do the things we love to do. The team at CHF takes care of the details and today my wife and I enjoy a comfortable, stress-free financial situation.

Over the years as a client of CHF, both our portfolio and wealth has grown exponentially, more than we could have ever imagined. Now that we are both happily retired, having the CHF team in our corner helps us to sleep better at night knowing that our somewhat complex financial puzzle is being looked after by a team of people that really care, as opposed to being treated like a number by a big bank.

I would have no hesitation in recommending the CHF team to others looking for a superior financial home in Calgary and a safe place to invest your hard-earned money.

Ian C, Calgary

Comfortably retired thanks to CH Financial